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Commercial Insurance Coverages

Commercial General Liability

CGL protects your business from any claims that arise from any client or customer for bodily injury, medical cost, and damage to their property.

Business Owners Policy

A BOP is usually a combination of business property with commercial general liability.  Protects your business for the building you own, furniture, business property, inventory, tools, and equipment that are kept at the business location as well as any claims that arise from any client or customer for bodily injury, medical cost, and damage to their property.

Workers Compensation

Protects your business for work-related injuries to employees and owners

(If included) for medical costs and lost wages.

Inland Marine

IM protects your business from tools and equipment that are taken to job sites.

Commercial Auto

Commercial Auto protects your business autos for auto liability, comprehensive, and collision coverage.

Professional Liability

Also, known as Errors and Omissions coverage protects your business for any defense cost, lawsuits, and claims that arise from your business professional services offered when there is an error on your behalf.

Commercial Umbrella

Commercial Umbrella protects your business for claims that exceed your Commercial General Liability, Workers Compensation, and Commercial Auto limits of coverage up to the coverage amount listed on the Umbrella.